Secured Personal Loan With Bad Credit

FleetPride Announces Proposed Refinancing

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The proceeds of the New Credit Facility, if entered into, are contemplated to be used to (i) refinance all outstanding indebtedness under FleetPride's existing senior secured credit facilities, (ii) call for redemption all of the outstanding 11 1/2% Senior Notes due 2014 of FleetPride, which are currently callable at a 102.875% of the principal amount thereof plus accrued and unpaid interest as of the redemption date, (iii) call for redemption all of the outstanding Senior Discount Notes due 2015 of FPC Holdings, Inc. ("FPC Holdings"), which are currently callable at a 103.000% of the accreted value thereof plus accrued and unpaid interest as of the redemption date, and (iv) pay fees and expenses related thereto and for general corporate purposes.

It is contemplated that the New Credit Facility will close and the refinancings will take place in the fourth quarter of 2011.

This press release includes "forward looking statements" within the meaning of U.S. federal securities laws.  The closing of the New Credit Facility and the refinancings, including the contemplated calls for redemption of certain debt securities of FleetPride and FPC Holdings described above, are subject to a number of considerations, including the negotiation of the definitive terms of and documentation relating to such facilities, syndication of such facilities, conditions in the credit markets generally as well as the company's ongoing consideration of its business plan and financing options, and such closing and refinancings (including the redemptions), may not occur.  Further, even if consummated, there can be no assurance that the New Credit Facility or refinancing transactions will be completed on the terms or within the timeframe contemplated herein.  The debt securities of FleetPride and FPC Holdings referenced above have not been called for redemption, and there can be no assurance that such securities will be so called for redemption.  Any redemption will only be made following the issuance of notices of redemption in accordance with the terms of the indenture relating to the relevant series of debt securities.

Guaranteed Bad Credit Personal Loan – Your Two Best Options ...

Bad credit can be devastating, especially if you are in need of a bad credit loan. In the faltering economy of today, many folks have poor credit following job loss and layoff, and reduced number of hours that they are granted to work by employers who are trying to cut costs. Or perhaps you have become ill or injured, and found yourself without a job due to frequent absenteeism.

Whatever has brought on your bad credit situation, you no doubt, like the rest of us, may need a loan from time to time. There are two best options for those with damaged credit – the secured personal loan or the guaranteed bad credit personal loan.

Secured Personal Loan

Secured Personal Loans are short term loans that allow you to borrow up to $10,000 and repay the lender with monthly payments. Most secured personal loans are written for terms from 12 months up to five years, depending upon the amount that you borrow and other circumstances. To be a recipient of a secured personal loan, you will need to pledge collateral to your lender.

Collateral can be in the form of your home, late model automobile, or other property that is valued higher than the amount that you wish to borrow. Secured personal loans will accrue interest on the principle amount that you borrow, which necessitates that you only borrow the amount of money that you truly need to avoid paying added interest costs.

Guaranteed Bad Credit Loan

Another option that is very popular among those with faltering credit scores is the guaranteed bad credit loan. A guaranteed poor credit loan is the easiest of all loans on the market to get. Nearly everyone can qualify for a poor credit loan regardless of previous credit history, with 99.99% of all applicants approved under most circumstances. It may also be known as a payday loan, a cash advance loan, or simply a cash advance.

To receive it, you will write a post-dated check in the amount that you wish to borrow. The lender will hold the check until a specified period of time has passed, usually coinciding with your next scheduled date to be paid. When that date arrives, you simply return to the payday lender to retrieve your check and pay the money that you owe, or you do nothing and the lender will deposit the check into your account for payment.

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